Owning and driving a car in the UK can be expensive and even counterintuitive if you live in a major city centre. Driving doesn’t have to break the bank as long as you’re smart and aware though, particularly if you’re a commuter. With the following tips, you’ll be well on your way to enjoying a more economical and sustainable driving experience in the UK.
Drive More Efficiently
Accelerate Smoothly: Avoid rapid acceleration and harsh braking. Gradual acceleration and deceleration can save fuel and reduce wear and tear on your car.
Maintain a Steady Speed: Use cruise control when driving on motorways to maintain a constant speed, which can improve fuel efficiency.
Stick to Speed Limits: Driving at high speeds increases fuel consumption. By adhering to speed limits, you’ll not only stay safe but also save money on fuel.
Maintain Your Vehicle Regularly
- Tyre Pressure: Under-inflated tyres can increase fuel consumption. Check your tyre pressure regularly and inflate them to the manufacturer’s recommended levels.
- Oil Changes: Regular oil changes keep your engine running smoothly and improve fuel efficiency. Be sure to use the right type of oil for your vehicle.
- Brake Inspections: Well-maintained brakes not only ensure safety but also help prevent damage to other car components.
Shop Around for Fuel
- Use Comparison Websites/Apps: Utilize fuel price comparison websites or apps to find the cheapest fuel near you. Even a small difference in price per litre can lead to significant savings over time.
- Loyalty Schemes and Fuel Cards: Many supermarkets offer loyalty schemes and fuel cards that provide discounts on petrol or diesel. Take advantage of these programs to reduce your fuel costs.
Reduce Car Usage When Possible
- Walk or Cycle: For short journeys, walking or cycling can be a healthier and cheaper option.
- Public Transport: In urban areas, using public transport can be more cost-effective than driving.
- Car-Sharing Schemes: Car-sharing services are becoming increasingly popular, especially in cities. They offer a convenient way to access a car without the costs associated with ownership.
- Electric Vehicle (EV) Charging: If you own an electric vehicle, take advantage of the growing number of EV charging points in the UK, which can be cheaper than traditional fuel.
Choose the Right Car Insurance
- Review and Compare: Regularly review your car insurance policy and compare it with other options. By getting the right car insurance policy, you can often find a more affordable plan with better coverage.
- Telematics Policies: Consider a telematics (black box) policy, especially if you’re a low-mileage driver. These policies monitor your driving habits and can lead to lower premiums.
- Pay Annually: Paying for your insurance annually instead of monthly can result in savings, as insurers often charge extra for monthly payment plans.
- Multi-Car Policies: If your household has more than one car, a multi-car insurance policy can be more cost-effective.
- Adjust Excess: Increasing your voluntary excess can lower your premium, but make sure it’s an amount you can afford if you need to make a claim.
Plan Ahead for Car Tax and MOT
- MOT Checks: Don’t wait until the last minute to get your MOT done. Shop around for competitive MOT services and address any minor issues beforehand to avoid more costly repairs.
- Vehicle Tax Rates: Stay informed about the latest vehicle tax rates, especially if you’re considering purchasing a new or second-hand car. The amount you pay can vary depending on your car’s CO2 emissions, so opting for a vehicle with lower emissions can result in lower tax costs.
